BankingBrief

Akbank reports nine-month profit of TL 45.9 billion, loans of TL 3 trillion

Loan support rose from TL 2.913 trillion at the half year; the capital adequacy ratio is 16.7 per cent, against 16.4 per cent in June.

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Cover card: Turkish banks, Akbank: TL 45.9bn profit in nine months

Akbank said on 27 October that its consolidated net profit for the first nine months of 2026 was TL 45.933 billion, after TL 16.897 billion of tax, and that its loan support to the economy had reached TL 3.035 trillion.

Akbank loan support to the economyTL trillion
Source: Akbank, loan-support press releases for 2025 and 2026, as listed with its nine-month 2026 release, 27 October 2026

Cash loans made up TL 2.334 trillion of that total, deposits stood at TL 2.641 trillion, and total assets at TL 4.198 trillion. The consolidated capital adequacy ratio was 16.7 per cent. At the half year, the bank's earlier release put deposits at TL 2.511 trillion, total assets at TL 4.012 trillion and the ratio at 16.4 per cent, with cash loans of TL 2.233 trillion.

The earlier loan-support totals are those the bank gave in its releases for each period, listed beside the nine-month one: TL 2.224 trillion for the first nine months of 2025, TL 2.467 trillion for the full year 2025, TL 2.601 trillion at the end of the first quarter of 2026 and TL 2.913 trillion at the half year. The latest total is about TL 122 billion above the half-year figure and about TL 811 billion above the same point a year earlier; those differences are arithmetic on the bank's numbers, not figures it states.

The half-year release gave consolidated net profit of TL 34.333 billion after TL 12.623 billion of tax. Taking that from the nine-month figure leaves about TL 11.6 billion for the third quarter, again the Newsdesk's arithmetic rather than a figure the bank published here. The financial news site hisse.net put the nine-month rise in net profit at 18 per cent, a comparison the release does not state.

Chief executive Kaan Gür said in the release that energy prices rose again in the third quarter while geopolitical uncertainty weighed on the global economy and markets, and that central banks in advanced economies tightened policy to contain inflation. He said disinflation at home and stronger macroeconomic balances let Türkiye's authorities begin normalising policy gradually.

The central bank had cut its policy rate to 36 per cent on 22 October, five days before the release. Other Turkish lenders have reported on similar horizons: Garanti BBVA's nine-month net income and TSKB's nine-month result are covered here, and Akbank featured in the Sanmar tugboat financing package. The release gives no figures for return on equity, net interest margin or non-performing loans.